You may have a difficult time finding pet insurance for your French Bulldog. There are many health problems associated with this breed, which translates into a higher health insurance premium. In fact, some insurance companies will not cover French Bulldogs because of the high preponderance of health issues in badly-bred animals. Here are some tips to help you choose the best pet insurance for French Bulldogs. We’ll look at the costs and services of each company.
Pet insurance for French Bulldogs from Embrace
One of the most popular is Embrace Pet Insurance, for good reason. Among the services it provides are exam fees, cancer treatment, and prosthetic limbs. It also covers $1,000 worth of dental treatment each year. Their usual plan covers prescription medications as well.
You can also upgrade to their Wellness Rewards plan, including coverage for wellness exams, grooming, teeth cleaning, and nutritional supplements. Wellness does cost extra. However, their regular plans are very cheap. You can get a $10,000 limit with an annual deductible of $200 for around $40, though this will differ slightly from dog to dog. Wellness will cost around an extra $25.
- Inexpensive plans
- Includes a Wellness add-on option
- Covers most conditions and treatments
- High annual limits
Cons
- Wellness + Accident can be expensive
French Bulldog insurance from the ASPCA
If your dog is injured or sick, the ASPCA offers complete coverage. This means you can visit any vet or specialist and they will cover the cost. In other words, there is no network. With their app, online, or via email, you can submit claims quickly. You will receive reimbursement directly into your bank account.
Accidents, dental diseases, behavioral problems, illnesses, and hereditary conditions are all covered. Pre-existing conditions, cosmetic procedures, preventative care, and breeding costs are not included. Their costs are pretty decent. You should expect to pay about $50 a month with an 80% reimbursement rate and a $5,000 maximum yearly.
- All vets, specialist, and emergency clinics are covered
- Claims can be submitted easily
- Reimbursements are directly deposited into your account
- Most conditions are covered, including hereditary conditions
- Preventative care is not covered
Figo Pet Insurance for French Bulldogs
Pet insurance from this company is described as “insurance made simple.” Based on the few quotes we obtained, the cost is similar to the other companies we looked at. If you’re interested in unlimited benefits, they do offer that. They also cover hereditary diseases and chronic conditions. Some of these conditions are even included that other companies leave out, such as hip dysplasia. Emergencies are also covered.
Chiropractic and acupuncture are even included. A big problem with Figo is that their regular plan does not cover vet exam fees for illnesses. Since vet exams are not covered, you are responsible for paying them yourself. Rehabilitation is an optional service that must be added.
Regular vet visits will not be covered, since they don’t provide any well pet options.
- Covers chiropractic and acupuncture
- Covers conditions like hip dysplasia
- Unlimited annual benefit option
- Doesn’t include well visit
- Doesn’t cover exams